Establishing a budget is something we should have learned in high school. Growing a portfolio is something you do with a financial advisor. Financial coaching is about taking the next step to financial freedom! There are tons of books, resources, and courses out there to help. But my financial coaching involves getting to know you as a client and having some real, honest conversations about changing your spending trends, your budgeting trends, and your savings trends. We all have a history that can negatively or positively affect our decisions, but understanding your situation is key. That is why I offer a discounted 24 minute consult to see if we are the right fit.
What Financial Coaching isn't...
What Financial Coaching can be...
What I will bring to the table...
I started all of this as a Marriage & Family Therapist in Texas over 20 years ago. My wife and I decided to start our own business in a small town to help others with our caring hearts. Little did we know that we'd be in debt, have to live out of a travel trailer for almost 3 years, and stress over living paycheck to paycheck. Our real estate agent gave us Dave Ramsey's book and it started our journey to financial freedom. Now I coach couples and individuals to find a game plan for their own financial freedom. I even became a Ramsey Solutions Master Financial Coach. The decisions will be tough and I wish I could have had someone there to guide me through those rough years. What do you need to become debt free? Let's talk!!
- Rick Zapf, Ramsey Solutions Master Financial Coach
Client Review
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